Enjoy Lifestyle Benefits with Bank of Baroda TIARA Credit Card

The Bank of Baroda TIARA Credit Card is a versatile lifestyle card created especially for women who want rewards across travel, shopping, dining, and wellness.

With a joining and annual fee of ₹2,499, the card offers premium privileges along with milestone-based fee waivers.

It includes entertainment memberships, health benefits, and reward earnings across major spending categories. This makes the BOBCARD TIARA suitable for those seeking broader lifestyle advantages.

Continue reading this article to see how to maximise every swipe!

Bank of Baroda TIARA Credit Card Benefits

You can reduce the overall cost of this card through milestone spending. Spend ₹25,000 within the first 60 days to waive the joining fee, and ₹2,50,000 in a year to reverse the annual fee.

Beyond fee savings, the card delivers several other lifestyle and reward benefits, which are:

1. Reward Earnings

Earn 15 reward points for every ₹100 spent on dining, travel, and international purchases. Other eligible transactions earn 3 reward points per ₹100.

2. Travel Privileges

Get unlimited complimentary domestic lounge visits with Bank of Baroda TIARA Credit Card lounge access. Also, save on international expenses with a reduced forex markup of 2%.

3. Health and Wellness Benefits

Receive a complimentary women’s health check package that includes important health screening tests. You also get a 6-month FITPASS Pro membership for access to fitness centres.

4. Shopping Benefits

Get quarterly discounts of ₹500 each on Myntra, Nykaa, and Flipkart purchases. You also receive quarterly discounts worth ₹1,500 at Lakmé Salon.

5. Entertainment Memberships

Enjoy complimentary annual subscriptions to selected entertainment platforms such as Amazon Prime, Jio Hotstar, and Gaana Plus.

6. Movie and Experience Offers

Receive quarterly discounts of ₹250 on BookMyShow when booking at least two movie or event tickets.

7. Dining and Grocery Savings

Get a complimentary 3-month Swiggy One membership once every year with unlimited free deliveries. You also receive quarterly discounts of ₹250 on BigBasket purchases.

8. UPI Convenience

Connect the card to UPI applications like BHIM, Google Pay, Paytm, or PhonePe to conveniently pay for small daily transactions.

Activating and Booking the Free Women’s Health Package

BOB TIARA Credit Card has a free women's health package, which you can activate and book in the official benefit portal. 

• Steps to Activate and Book the Health Package

The first step is to go to the official benefits portal, choose the option of health package and then click on ‘Redeem’.

1. Swipe your BOB TIARA Credit Card to complete the necessary validation payment to verify eligibility.
2. Get the confirmation of redemption at the registered email address.
3. You need to contact the support team in advance to schedule an appointment at your preferred diagnostic centre.
4. Confirmation is necessary before attending the facility, as walk-in requests are not received.
5. Visit the selected wellness centre on the confirmed date to complete the health tests.

Once activated, the health package must be used within one month from the redemption date. Otherwise, the benefit expires automatically.

💡After enjoying your complimentary wellness benefits, take full control of your card with ease. With the Pice app, you can receive alerts, track payment status, and make your credit card payments with complete security and clarity.

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General Features of BOB TIARA Credit Card

1. Receive a 1% fuel surcharge waiver on fuel transactions across India.
2. Convert purchases above ₹2,500 into EMI plans ranging between 6 and 48 months.
3. Get up to 3 lifetime free add-on cards for female family members above 18 years.
4. Report a lost card promptly to avoid liability for unauthorised transactions.
5. The card supports contactless technology for quick and secure payments.

Bank of Baroda TIARA Credit Card Charges

Understanding card costs helps you plan better. The BOBCARD TIARA applies 3.25% monthly finance charges or 39% annually, along with other applicable service charges listed below:

BOBCARD TIARA Eligibility Criteria

To make application of the Bank of Baroda TIARA Credit Card, the following eligibility requirements are mandatory: 

1. You have to be an Indian resident, and you must have a minimum annual income of ₹7.2 lakh.
2. The applicants must be between 21 and 60 years of age when they are salaried and 21 and 65 years when self-employed.
3. Salaried candidates must provide bank statements indicating credit of salary over the past 2 months.
4. Self-employed applicants are required to submit bank statements for the last 3 months of business transactions.

💡Once your Bank of Baroda TIARA Credit Card is approved, staying consistent with payments helps maintain a good credit score. The Pice app makes credit card bill payment simple, with timely alerts and a clear view of dues so you stay in control.

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